Local 108 offers two benefit plans, Plan A and Plan B, for members to take advantage of. To determine your plan consult your personal information provided to you by Local 108. If you do not know your plan feel free to call the office at 973-762-7224.

 

Local 108 Benefit Plans

 

Health Plan A Menu

(high quality printable menu)

Health Plan B Menu

(high quality printable menu)

Home

Your Plan At A Glance

Home

Your Plan At A Glance

  Basic Information

  • What Is The Health And Welfare Plan
  • How To Use This Booklet
  • Who Pays The Cost Of The Plan
  • Who Is COvered
  • When Coverage Begins
  • Exclusion For Pre-Existing Conditions
  • When Coverage Ends
  • When Coverage Is Reinstated
  • The Uniform Services Employment and Reemployment Rights Act

  Basic Information

  • What Is The Health And Welfare Plan
  • How To Use This Booklet
  • Who Pays The Cost Of The Plan
  • Who Is COvered
  • When Coverage Begins
  • Exclusion For Pre-Existing Conditions
  • When Coverage Ends
  • When Coverage Is Reinstated
  • The Uniform Services Employment and Reemployment Rights Act

  Health Care Coverage

  • Introduction
  • Your Comprehensive Health Care Coverage
    Definitions
  • Preferred Provider Organization (PPO) Hospital Network Coverage
  • Hospital Impatient Coverage (Room & Board, Ancillary, Maternity, Mental Illness Confinements)
  • Hospital Outpatient Coverage (Surgery, Diagnostics, Pre-Admission Testing, Radiation Therapy, Chemotherapy, Hemodialysis, Accidental Injury, Emergency Medical, Substance Abuse Care)
  • Alternatives To Hospital Inpatient Coverage (Home Health Care, Hospice, Surgicenters, Birthing Centers)

  Health Care Coverage

  • Introduction
  • Your Comprehensive Health Care Coverage
    Definitions
  • Preferred Provider Organization (PPO) Hospital Network Coverage
  • Hospital Impatient Coverage (Room & Board, Ancillary, Maternity, Mental Illness Confinements)
  • Hospital Outpatient Coverage (Surgery, Diagnostics, Pre-Admission Testing, Radiation Therapy, Chemotherapy, Hemodialysis, Accidental Injury, Emergency Medical, Substance Abuse Care)
  • Alternatives To Hospital Inpatient Coverage (Home Health Care, Hospice, Surgicenters, Birthing Centers)

  Medical Coverage

  • How The MultiPlan Network Works
  • Using The MultiPlan Network
  • How Your Medical Coverage Works (Surgery, Anesthesia Benefits, Chemotherapy Radiation Hemodialysis Benefits, Infusion/IV Therapy, C-Pap Machine, X-ray and Laboratory Services, Doctors’ Visits)
  • Optical Benefits
  • Hearing Aid Benefits
  • Dental Benefits
  • Prescription Drug Benefits
  • How The Plan Works With Other Coverage
  • How To File A Health Care Claim
  • Your COBRA Rights
  • What The Plan Does Not Cover Death And Dismemberment Benefits How Your Rights Are Protected

  Medical Coverage

  • How The MultiPlan Network Works
  • Using The MultiPlan Network
  • How Your Medical Coverage Works (Surgery, Anesthesia Benefits, Chemotherapy Radiation Hemodialysis Benefits, Infusion/IV Therapy, C-Pap Machine, X-ray and Laboratory Services, Doctors’ Visits)
  • Optical Benefits
  • Hearing Aid Benefits
  • Dental Benefits
  • Prescription Drug Benefits
  • How The Plan Works With Other Coverage
  • How To File A Health Care Claim
  • Your COBRA Rights
  • What The Plan Does Not Cover Death And Dismemberment Benefits How Your Rights Are Protected